survey-risk-management-en - АО "Фонд проблемных кредитов"

How informed are you about the Fund's Risk management ?

I do not know anything

generally I am not interested in this topic

I would like to know more

Is the information on this topic posted on the Fund’s corporate website sufficient for you?

completely satisfied

hardly satisfied

completely unsatisfied

In your opinion, which risks are the most relevant for the Fund?

Financial risks (loss of asset value, payment defaults)

Operational risks (internal failures, inefficient procedures)

Legal risks

In your opinion, which risks are the most significant when acquiring non-performing loans?

Low quality of loan portfolios

Lack of transaction transparency

Overvaluation of assets

What risks do you see in the process of disposing of acquired assets?

Inadequate asset valuation

Low competition in auctions

Extended exposure period

What risks, in your opinion, may arise during the restructuring of borrowers' debts?

The borrower may fail to meet the new terms of the agreement (delays, non-payment), or the restructuring may only postpone the default rather than prevent it;

Borrowers may expect further concessions in the future and deliberately reduce payment discipline (the "precedent" effect);

Provision of inaccurate financial information: The borrower may provide false or misleading financial data, leading to an erroneous restructuring decision.

Risk management of JSC «Fund of problem loans»

About Fund

Asset sale