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					.elementor-9401 .elementor-element.elementor-element-0537ee6.ekit-equal-height-enable .ekit-wid-con .elementskit-infobox{height:100%;}.elementor-9401 .elementor-element.elementor-element-0537ee6 .elementskit-infobox{background-color:#FCFCFC;padding:25px 10px 25px 10px;border-style:solid;border-width:0px 0px 0px 0px;border-color:var( --e-global-color-primary );border-radius:5px 5px 5px 5px;}.elementor-9401 .elementor-element.elementor-element-0537ee6 > .elementor-widget-container{margin:0px 10px 0px 10px;}.elementor-9401 .elementor-element.elementor-element-0537ee6.elementor-element{--flex-grow:1;--flex-shrink:0;}.elementor-9401 .elementor-element.elementor-element-0537ee6 .elementskit-infobox .elementskit-info-box-title{padding:0px 0px 0px 0px;color:#000000;font-family:"Montserrat", Sans-serif;font-size:16px;font-weight:600;line-height:25px;}.elementor-9401 .elementor-element.elementor-element-0537ee6 .elementskit-infobox:hover .elementskit-info-box-title{color:#000000;}.elementor-9401 .elementor-element.elementor-element-0537ee6 .elementskit-infobox .box-body > p{color:#656565;}.elementor-9401 .elementor-element.elementor-element-0537ee6 .elementskit-infobox:hover .box-body > p{color:#656565;}.elementor-9401 .elementor-element.elementor-element-0537ee6 .elementskit-info-box-icon{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );border-radius:10px 10px 10px 10px;}.elementor-9401 .elementor-element.elementor-element-0537ee6 .elementskit-infobox .elementskit-info-box-icon{font-size:75px;transform:rotate(0deg);}.elementor-9401 .elementor-element.elementor-element-a40dba2.ekit-equal-height-enable,
					.elementor-9401 .elementor-element.elementor-element-a40dba2.ekit-equal-height-enable > div,
					.elementor-9401 .elementor-element.elementor-element-a40dba2.ekit-equal-height-enable .ekit-wid-con,
					.elementor-9401 .elementor-element.elementor-element-a40dba2.ekit-equal-height-enable .ekit-wid-con .elementskit-infobox{height:100%;}.elementor-9401 .elementor-element.elementor-element-a40dba2 .elementskit-infobox{background-color:#FCFCFC;padding:25px 10px 25px 10px;border-style:solid;border-width:0px 0px 0px 0px;border-color:var( --e-global-color-primary );border-radius:5px 5px 5px 5px;}.elementor-9401 .elementor-element.elementor-element-a40dba2 > .elementor-widget-container{margin:0px 10px 0px 10px;}.elementor-9401 .elementor-element.elementor-element-a40dba2.elementor-element{--flex-grow:1;--flex-shrink:0;}.elementor-9401 .elementor-element.elementor-element-a40dba2 .elementskit-infobox .elementskit-info-box-title{padding:0px 0px 0px 0px;color:#000000;font-family:"Montserrat", Sans-serif;font-size:16px;font-weight:600;line-height:25px;}.elementor-9401 .elementor-element.elementor-element-a40dba2 .elementskit-infobox:hover .elementskit-info-box-title{color:#000000;}.elementor-9401 .elementor-element.elementor-element-a40dba2 .elementskit-infobox .box-body > p{color:#656565;}.elementor-9401 .elementor-element.elementor-element-a40dba2 .elementskit-infobox:hover .box-body > p{color:#656565;}.elementor-9401 .elementor-element.elementor-element-a40dba2 .elementskit-info-box-icon{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );border-radius:10px 10px 10px 10px;}.elementor-9401 .elementor-element.elementor-element-a40dba2 .elementskit-infobox .elementskit-info-box-icon{font-size:75px;transform:rotate(0deg);}.elementor-9401 .elementor-element.elementor-element-fe9098b.ekit-equal-height-enable,
					.elementor-9401 .elementor-element.elementor-element-fe9098b.ekit-equal-height-enable > div,
					.elementor-9401 .elementor-element.elementor-element-fe9098b.ekit-equal-height-enable .ekit-wid-con,
					.elementor-9401 .elementor-element.elementor-element-fe9098b.ekit-equal-height-enable .ekit-wid-con .elementskit-infobox{height:100%;}.elementor-9401 .elementor-element.elementor-element-fe9098b .elementskit-infobox{background-color:#FCFCFC;padding:25px 10px 25px 10px;border-style:solid;border-width:0px 0px 0px 0px;border-color:var( --e-global-color-primary );border-radius:5px 5px 5px 5px;}.elementor-9401 .elementor-element.elementor-element-fe9098b > .elementor-widget-container{margin:0px 10px 0px 10px;}.elementor-9401 .elementor-element.elementor-element-fe9098b.elementor-element{--flex-grow:1;--flex-shrink:0;}.elementor-9401 .elementor-element.elementor-element-fe9098b .elementskit-infobox .elementskit-info-box-title{padding:0px 0px 0px 0px;color:#000000;font-family:"Montserrat", Sans-serif;font-size:16px;font-weight:600;line-height:25px;}.elementor-9401 .elementor-element.elementor-element-fe9098b .elementskit-infobox:hover .elementskit-info-box-title{color:#000000;}.elementor-9401 .elementor-element.elementor-element-fe9098b .elementskit-infobox .box-body > p{color:#656565;}.elementor-9401 .elementor-element.elementor-element-fe9098b .elementskit-infobox:hover .box-body > p{color:#656565;}.elementor-9401 .elementor-element.elementor-element-fe9098b .elementskit-info-box-icon{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );border-radius:10px 10px 10px 10px;}.elementor-9401 .elementor-element.elementor-element-fe9098b .elementskit-infobox .elementskit-info-box-icon{font-size:75px;transform:rotate(0deg);}.elementor-9401 .elementor-element.elementor-element-bcc569c.ekit-equal-height-enable,
					.elementor-9401 .elementor-element.elementor-element-bcc569c.ekit-equal-height-enable > div,
					.elementor-9401 .elementor-element.elementor-element-bcc569c.ekit-equal-height-enable .ekit-wid-con,
					.elementor-9401 .elementor-element.elementor-element-bcc569c.ekit-equal-height-enable .ekit-wid-con .elementskit-infobox{height:100%;}.elementor-9401 .elementor-element.elementor-element-bcc569c .elementskit-infobox{background-color:#FCFCFC;padding:25px 10px 25px 10px;border-style:solid;border-width:0px 0px 0px 0px;border-color:var( --e-global-color-primary );border-radius:5px 5px 5px 5px;}.elementor-9401 .elementor-element.elementor-element-bcc569c > .elementor-widget-container{margin:0px 10px 0px 10px;}.elementor-9401 .elementor-element.elementor-element-bcc569c.elementor-element{--flex-grow:1;--flex-shrink:0;}.elementor-9401 .elementor-element.elementor-element-bcc569c .elementskit-infobox .elementskit-info-box-title{padding:0px 0px 0px 0px;color:#000000;font-family:"Montserrat", Sans-serif;font-size:16px;font-weight:600;line-height:25px;}.elementor-9401 .elementor-element.elementor-element-bcc569c .elementskit-infobox:hover .elementskit-info-box-title{color:#000000;}.elementor-9401 .elementor-element.elementor-element-bcc569c .elementskit-infobox .box-body > p{color:#656565;}.elementor-9401 .elementor-element.elementor-element-bcc569c .elementskit-infobox:hover .box-body > p{color:#656565;}.elementor-9401 .elementor-element.elementor-element-bcc569c .elementskit-info-box-icon{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );border-radius:10px 10px 10px 10px;}.elementor-9401 .elementor-element.elementor-element-bcc569c .elementskit-infobox .elementskit-info-box-icon{font-size:75px;transform:rotate(0deg);}.elementor-9401 .elementor-element.elementor-element-15be9aa.ekit-equal-height-enable,
					.elementor-9401 .elementor-element.elementor-element-15be9aa.ekit-equal-height-enable > div,
					.elementor-9401 .elementor-element.elementor-element-15be9aa.ekit-equal-height-enable .ekit-wid-con,
					.elementor-9401 .elementor-element.elementor-element-15be9aa.ekit-equal-height-enable .ekit-wid-con .elementskit-infobox{height:100%;}.elementor-9401 .elementor-element.elementor-element-15be9aa .elementskit-infobox{background-color:#FCFCFC;padding:25px 10px 25px 10px;border-style:solid;border-width:0px 0px 0px 0px;border-color:var( --e-global-color-primary );border-radius:5px 5px 5px 5px;}.elementor-9401 .elementor-element.elementor-element-15be9aa > .elementor-widget-container{margin:0px 10px 0px 10px;}.elementor-9401 .elementor-element.elementor-element-15be9aa.elementor-element{--flex-grow:1;--flex-shrink:0;}.elementor-9401 .elementor-element.elementor-element-15be9aa .elementskit-infobox .elementskit-info-box-title{padding:0px 0px 0px 0px;color:#000000;font-family:"Montserrat", Sans-serif;font-size:16px;font-weight:600;line-height:25px;}.elementor-9401 .elementor-element.elementor-element-15be9aa .elementskit-infobox:hover .elementskit-info-box-title{color:#000000;}.elementor-9401 .elementor-element.elementor-element-15be9aa .elementskit-infobox .box-body > p{color:#656565;}.elementor-9401 .elementor-element.elementor-element-15be9aa .elementskit-infobox:hover .box-body > p{color:#656565;}.elementor-9401 .elementor-element.elementor-element-15be9aa .elementskit-info-box-icon{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );border-radius:10px 10px 10px 10px;}.elementor-9401 .elementor-element.elementor-element-15be9aa .elementskit-infobox .elementskit-info-box-icon{font-size:75px;transform:rotate(0deg);}</style>{"id":9401,"date":"2025-07-02T17:26:07","date_gmt":"2025-07-02T12:26:07","guid":{"rendered":"https:\/\/fpl.kz\/?p=9401"},"modified":"2025-08-18T16:33:09","modified_gmt":"2025-08-18T11:33:09","slug":"problemalyq-kreditter-qory-aq-problemalyq-aktivterdi-basqarudyng-zamanaui-taesilderine-arnalghan-ipaf-tyng-9-shy-halyqaralyq-seminaryna-t","status":"publish","type":"post","link":"https:\/\/fpl.kz\/?p=9401&lang=kk","title":{"rendered":"\u00ab\u041f\u0440\u043e\u0431\u043b\u0435\u043c\u0430\u043b\u044b\u049b \u043a\u0440\u0435\u0434\u0438\u0442\u0442\u0435\u0440 \u049b\u043e\u0440\u044b\u00bb \u0410\u049a \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0430\u043b\u044b\u049b \u0430\u043a\u0442\u0438\u0432\u0442\u0435\u0440\u0434\u0456 \u0431\u0430\u0441\u049b\u0430\u0440\u0443\u0434\u044b\u04a3 \u0437\u0430\u043c\u0430\u043d\u0430\u0443\u0438 \u0442\u04d9\u0441\u0456\u043b\u0434\u0435\u0440\u0456\u043d\u0435 \u0430\u0440\u043d\u0430\u043b\u0493\u0430\u043d IPAF-\u0442\u044b\u04a3 9-\u0448\u044b \u0445\u0430\u043b\u044b\u049b\u0430\u0440\u0430\u043b\u044b\u049b \u0441\u0435\u043c\u0438\u043d\u0430\u0440\u044b\u043d\u0430 \u0442\u0430\u0431\u044b\u0441\u0442\u044b \u049b\u0430\u0442\u044b\u0441\u0442\u044b"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"9401\" class=\"elementor elementor-9401\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6732c65 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"6732c65\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd13e0c elementor-widget elementor-widget-heading\" data-id=\"fd13e0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u00ab\u041f\u0440\u043e\u0431\u043b\u0435\u043c\u0430\u043b\u044b\u049b \u043a\u0440\u0435\u0434\u0438\u0442\u0442\u0435\u0440 \u049b\u043e\u0440\u044b\u00bb \u0410\u049a \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0430\u043b\u044b\u049b \u0430\u043a\u0442\u0438\u0432\u0442\u0435\u0440\u0434\u0456 \u0431\u0430\u0441\u049b\u0430\u0440\u0443\u0434\u044b\u04a3 \u0437\u0430\u043c\u0430\u043d\u0430\u0443\u0438 \u0442\u04d9\u0441\u0456\u043b\u0434\u0435\u0440\u0456\u043d\u0435 \u0430\u0440\u043d\u0430\u043b\u0493\u0430\u043d IPAF-\u0442\u044b\u04a3 9-\u0448\u044b \u0445\u0430\u043b\u044b\u049b\u0430\u0440\u0430\u043b\u044b\u049b \u0441\u0435\u043c\u0438\u043d\u0430\u0440\u044b\u043d\u0430 \u0442\u0430\u0431\u044b\u0441\u0442\u044b \u049b\u0430\u0442\u044b\u0441\u0442\u044b<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42c4a3d elementor-widget elementor-widget-text-editor\" data-id=\"42c4a3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>2025 \u0436\u044b\u043b\u0493\u044b 13\u201314 \u043c\u0430\u043c\u044b\u0440 \u0430\u0440\u0430\u043b\u044b\u0493\u044b\u043d\u0434\u0430 \u043e\u043d\u043b\u0430\u0439\u043d-\u0444\u043e\u0440\u043c\u0430\u0442\u0442\u0430 \u04e9\u0442\u043a\u0435\u043d \u041f\u0440\u043e\u0431\u043b\u0435\u043c\u0430\u043b\u044b\u049b \u0430\u043a\u0442\u0438\u0432\u0442\u0435\u0440 \u049b\u043e\u0440\u043b\u0430\u0440\u044b\u043d\u044b\u04a3 \u0445\u0430\u043b\u044b\u049b\u0430\u0440\u0430\u043b\u044b\u049b \u049b\u0430\u0443\u044b\u043c\u0434\u0430\u0441\u0442\u044b\u0493\u044b (IPAF) \u04b1\u0439\u044b\u043c\u0434\u0430\u0441\u0442\u044b\u0440\u0493\u0430\u043d 9-\u0448\u044b \u043e\u049b\u0443 \u0441\u0435\u043c\u0438\u043d\u0430\u0440\u044b\u043d\u0430 \u00ab\u041f\u0440\u043e\u0431\u043b\u0435\u043c\u0430\u043b\u044b\u049b \u043a\u0440\u0435\u0434\u0438\u0442\u0442\u0435\u0440 \u049b\u043e\u0440\u044b\u00bb \u0410\u049a (\u041f\u041a\u049a) \u0442\u0430\u0431\u044b\u0441\u0442\u044b \u049b\u0430\u0442\u044b\u0441\u0442\u044b. \u0406\u0441-\u0448\u0430\u0440\u0430\u043d\u044b \u0410\u0437\u0438\u044f \u0414\u0430\u043c\u0443 \u0411\u0430\u043d\u043a\u0456 (\u0410\u0414\u0411) Zhejiang Zheshang Asset Management Company \u0436\u04d9\u043d\u0435 Zhejiang International Business Group \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f\u043b\u0430\u0440\u044b\u043c\u0435\u043d \u0431\u0456\u0440\u043b\u0435\u0441\u0456\u043f \u04b1\u0439\u044b\u043c\u0434\u0430\u0441\u0442\u044b\u0440\u0434\u044b. \u0421\u0435\u043c\u0438\u043d\u0430\u0440 \u0410\u0437\u0438\u044f \u0435\u043b\u0434\u0435\u0440\u0456\u043d\u0434\u0435\u0433\u0456 \u043f\u0440\u043e\u0444\u0438\u043b\u044c\u0434\u0456 \u04b1\u0439\u044b\u043c\u0434\u0430\u0440\u0434\u044b\u04a3 \u04e9\u043a\u0456\u043b\u0434\u0435\u0440\u0456\u043d \u0431\u0456\u0440\u0456\u043a\u0442\u0456\u0440\u0434\u0456.<\/p><p>\u0421\u0435\u043c\u0438\u043d\u0430\u0440 \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0430\u043b\u044b\u049b \u0430\u043a\u0442\u0438\u0432\u0442\u0435\u0440\u043c\u0435\u043d (NPL) \u0436\u04b1\u043c\u044b\u0441 \u0456\u0441\u0442\u0435\u0443 \u0441\u0430\u043b\u0430\u0441\u044b\u043d\u0434\u0430\u0493\u044b \u04e9\u0437\u0435\u043a\u0442\u0456 \u0441\u044b\u043d-\u0442\u0435\u0433\u0435\u0443\u0440\u0456\u043d\u0434\u0435\u0440\u0433\u0435 \u0430\u0440\u043d\u0430\u043b\u0434\u044b. \u04d8\u0441\u0456\u0440\u0435\u0441\u0435 \u049b\u0430\u0440\u0436\u044b\u043b\u044b\u049b \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u044f\u043b\u0430\u0440 \u043c\u0435\u043d \u0436\u0430\u0441\u0430\u043d\u0434\u044b \u0438\u043d\u0442\u0435\u043b\u043b\u0435\u043a\u0442\u0456\u043d\u0456 (\u0416\u0418) \u043f\u0430\u0439\u0434\u0430\u043b\u0430\u043d\u0443, \u0442\u0440\u0430\u043d\u0441\u0448\u0435\u043a\u0430\u0440\u0430\u043b\u044b\u049b \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u044f\u043b\u0430\u0440\u0434\u044b \u0434\u0430\u043c\u044b\u0442\u0443 \u0436\u04d9\u043d\u0435 \u043a\u043b\u0438\u0435\u043d\u0442\u043a\u0435 \u0431\u0430\u0493\u0434\u0430\u0440\u043b\u0430\u043d\u0493\u0430\u043d \u04e9\u043d\u0434\u0456\u0440\u0456\u043f \u0430\u043b\u0443 \u0442\u04d9\u0436\u0456\u0440\u0438\u0431\u0435\u043b\u0435\u0440\u0456 \u0431\u0430\u0441\u0442\u044b \u043d\u0430\u0437\u0430\u0440\u0434\u0430 \u0431\u043e\u043b\u0434\u044b.<\/p><p>2013 \u0436\u044b\u043b\u044b \u0410\u0414\u0411 \u049b\u043e\u043b\u0434\u0430\u0443\u044b\u043c\u0435\u043d \u049b\u04b1\u0440\u044b\u043b\u0493\u0430\u043d IPAF \u049b\u0430\u0443\u044b\u043c\u0434\u0430\u0441\u0442\u044b\u0493\u044b \u0410\u0437\u0438\u044f \u0435\u043b\u0434\u0435\u0440\u0456\u043d\u0434\u0435\u0433\u0456 \u0430\u043a\u0442\u0438\u0432\u0442\u0435\u0440\u0434\u0456 \u0431\u0430\u0441\u049b\u0430\u0440\u0443 \u0436\u04e9\u043d\u0456\u043d\u0434\u0435\u0433\u0456 \u043c\u0435\u043c\u043b\u0435\u043a\u0435\u0442\u0442\u0456\u043a \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f\u043b\u0430\u0440 \u043c\u0435\u043d \u0434\u0435\u043f\u043e\u0437\u0438\u0442\u0442\u0435\u0440\u0433\u0435 \u043a\u0435\u043f\u0456\u043b\u0434\u0456\u043a \u0431\u0435\u0440\u0443 \u0430\u0433\u0435\u043d\u0442\u0442\u0456\u043a\u0442\u0435\u0440\u0456\u043d \u0431\u0456\u0440\u0456\u043a\u0442\u0456\u0440\u0435\u0434\u0456, \u0441\u043e\u043d\u044b\u04a3 \u0456\u0448\u0456\u043d\u0434\u0435 \u049a\u0430\u0437\u0430\u049b\u0441\u0442\u0430\u043d \u0434\u0430 \u0431\u0430\u0440. \u049a\u0430\u0443\u044b\u043c\u0434\u0430\u0441\u0442\u044b\u049b \u0431\u0456\u043b\u0456\u043c \u0436\u04d9\u043d\u0435 \u0442\u04d9\u0436\u0456\u0440\u0438\u0431\u0435 \u0430\u043b\u043c\u0430\u0441\u0443\u0493\u0430, \u0431\u0456\u0440\u043b\u0435\u0441\u043a\u0435\u043d \u0448\u0435\u0448\u0456\u043c\u0434\u0435\u0440 \u04d9\u0437\u0456\u0440\u043b\u0435\u0443\u0433\u0435 \u0436\u04d9\u043d\u0435 \u04e9\u04a3\u0456\u0440\u0434\u0456\u04a3 \u049b\u0430\u0440\u0436\u044b\u043b\u044b\u049b \u0442\u04b1\u0440\u0430\u049b\u0442\u044b\u043b\u044b\u0493\u044b\u043d \u043d\u044b\u0493\u0430\u0439\u0442\u0443\u0493\u0430 \u0430\u0440\u043d\u0430\u043b\u0493\u0430\u043d \u0430\u043b\u0430\u04a3 \u0440\u0435\u0442\u0456\u043d\u0434\u0435 \u049b\u044b\u0437\u043c\u0435\u0442 \u0435\u0442\u0435\u0434\u0456.<\/p><p>\u0421\u0435\u043c\u0438\u043d\u0430\u0440 \u0430\u044f\u0441\u044b\u043d\u0434\u0430 \u043a\u0435\u043b\u0435\u0441\u0456 \u0442\u0430\u049b\u044b\u0440\u044b\u043f\u0442\u0430\u0440 \u049b\u0430\u0440\u0430\u0441\u0442\u044b\u0440\u044b\u043b\u0434\u044b:<\/p><p><strong>\u0410\u0414\u0411-\u043d\u044b\u04a3 \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u043a\u0430\u043b\u044b\u049b \u0431\u043e\u043b\u0436\u0430\u043c\u0434\u0430\u0440\u044b \u0436\u04d9\u043d\u0435 NPL \u043c\u043e\u043d\u0438\u0442\u043e\u0440\u0438\u043d\u0433\u0456\u043d\u0456\u04a3 \u0434\u0430\u043c\u0443\u044b<\/strong>\u00a0\u2014 \u049b\u0430\u0442\u044b\u0441\u0443\u0448\u044b\u043b\u0430\u0440 \u0410\u0437\u0438\u044f\u0434\u0430, \u04d9\u0441\u0456\u0440\u0435\u0441\u0435 \u0431\u04e9\u043b\u0448\u0435\u043a \u043a\u0440\u0435\u0434\u0438\u0442 \u0431\u0435\u0440\u0443 \u043c\u0435\u043d \u0428\u041e\u0411 \u0441\u0435\u043a\u0442\u043e\u0440\u043b\u0430\u0440\u044b\u043d\u0434\u0430 NPL \u043a\u04e9\u043b\u0435\u043c\u0456\u043d\u0456\u04a3 \u04e9\u0441\u043a\u0435\u043d\u0456\u043d \u0430\u0442\u0430\u043f \u04e9\u0442\u0442\u0456 \u0436\u04d9\u043d\u0435 \u043c\u043e\u043d\u0438\u0442\u043e\u0440\u0438\u043d\u0433 \u043f\u0435\u043d \u04e9\u0442\u0456\u043c\u0434\u0456\u043b\u0456\u043a\u0442\u0456 \u049b\u0430\u043c\u0442\u0430\u043c\u0430\u0441\u044b\u0437 \u0435\u0442\u0443 \u04af\u0448\u0456\u043d \u0446\u0438\u0444\u0440\u043b\u044b\u049b \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0430\u043b\u0430\u0440\u0434\u044b \u0435\u043d\u0433\u0456\u0437\u0443\u0434\u0456\u04a3 \u043c\u0430\u04a3\u044b\u0437\u0434\u044b\u043b\u044b\u0493\u044b\u043d \u0442\u0430\u043b\u049b\u044b\u043b\u0430\u0434\u044b.<\/p><p><strong>\u0418\u043d\u043d\u043e\u0432\u0430\u0446\u0438\u044f\u043b\u044b\u049b \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u044f\u043b\u044b\u049b \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0438\u044f\u043b\u0430\u0440 \u0436\u04d9\u043d\u0435 \u0442\u0440\u0430\u043d\u0441\u0448\u0435\u043a\u0430\u0440\u0430\u043b\u044b\u049b \u043c\u04d9\u043c\u0456\u043b\u0435\u043b\u0435\u0440<\/strong>\u00a0\u2014 IFC-\u0442\u0456\u04a3 \u0412\u044c\u0435\u0442\u043d\u0430\u043c\u0434\u0430\u0493\u044b \u0436\u043e\u0431\u0430\u0441\u044b \u043c\u044b\u0441\u0430\u043b\u044b\u043d\u0434\u0430 \u043a\u0435\u043f\u0456\u043b\u0441\u0456\u0437 \u0442\u04b1\u0442\u044b\u043d\u0443\u0448\u044b\u043b\u044b\u049b \u0431\u0435\u0440\u0435\u0448\u0435\u043a\u0442\u0456 \u0441\u0430\u0442\u044b\u043f \u0430\u043b\u0443 \u04af\u0448\u0456\u043d \u0436\u0435\u043a\u0435 \u043a\u0430\u043f\u0438\u0442\u0430\u043b\u0434\u044b \u0442\u0430\u0440\u0442\u0443 \u0442\u0435\u0442\u0456\u043a\u0442\u0435\u0440\u0456 \u043a\u04e9\u0440\u0441\u0435\u0442\u0456\u043b\u0434\u0456.<\/p><p><strong>\u04d8\u043b\u0435\u0443\u043c\u0435\u0442\u0442\u0456\u043a \u0431\u0430\u0493\u0434\u0430\u0440\u043b\u0430\u043d\u0493\u0430\u043d NPL \u0431\u0430\u0441\u049b\u0430\u0440\u0443 \u043c\u043e\u0434\u0435\u043b\u044c\u0434\u0435\u0440\u0456<\/strong>\u00a0\u2014 \u041a\u043e\u0440\u0435\u044f\u043d\u044b\u04a3 KAMCO \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f\u0441\u044b \u04e9\u043d\u0434\u0456\u0440\u0456\u043f \u0430\u043b\u0443\u0434\u0430\u043d \u049b\u0430\u0440\u044b\u0437 \u0430\u043b\u0443\u0448\u044b\u043b\u0430\u0440\u0434\u044b \u043e\u04a3\u0430\u043b\u0442\u0443\u0493\u0430 \u043a\u04e9\u0448\u0443 \u04af\u043b\u0433\u0456\u0441\u0456\u043d \u04b1\u0441\u044b\u043d\u0434\u044b. \u041e\u043b \u049b\u043e\u043b\u0434\u0430\u0443 \u049b\u043e\u0440\u043b\u0430\u0440\u044b\u043d \u049b\u04b1\u0440\u0443 \u043c\u0435\u043d \u0416\u0418 \u0430\u0440\u049b\u044b\u043b\u044b \u0442\u04e9\u043b\u0435\u043c \u049b\u0430\u0431\u0456\u043b\u0435\u0442\u0442\u0456\u043b\u0456\u0433\u0456\u043d \u0431\u0430\u0493\u0430\u043b\u0430\u0443 \u0442\u04d9\u0436\u0456\u0440\u0438\u0431\u0435\u0441\u0456\u043d \u049b\u0430\u043c\u0442\u044b\u0434\u044b.<\/p><p><strong>\u0416\u0418 \u0436\u04d9\u043d\u0435 Big Data \u0438\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u044f\u0441\u044b<\/strong>\u00a0\u2014 Longan Group \u0436\u04d9\u043d\u0435 Alibaba Assets \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f\u043b\u0430\u0440\u044b\u043d\u044b\u04a3 \u0416\u0418-\u0434\u0456 \u0441\u043a\u043e\u0440\u0438\u043d\u0433, \u043a\u0435\u043f\u0456\u043b\u0434\u0435\u0440\u0434\u0456 \u0431\u0430\u0493\u0430\u043b\u0430\u0443, \u0431\u0435\u0440\u0435\u0448\u0435\u043a\u0442\u0456 \u0431\u0430\u0441\u049b\u0430\u0440\u0443 \u0436\u04d9\u043d\u0435 \u049b\u0430\u0440\u044b\u0437 \u0430\u043b\u0443\u0448\u044b\u043b\u0430\u0440\u043c\u0435\u043d \u044d\u0442\u0438\u043a\u0430\u043b\u044b\u049b \u04e9\u0437\u0430\u0440\u0430 \u0456\u0441-\u049b\u0438\u043c\u044b\u043b \u04af\u0448\u0456\u043d \u049b\u043e\u043b\u0434\u0430\u043d\u0443 \u0442\u04d9\u0436\u0456\u0440\u0438\u0431\u0435\u0441\u0456 \u0442\u0430\u043b\u049b\u044b\u043b\u0430\u043d\u0434\u044b.<\/p><p>\u049a\u043e\u0440 \u0441\u0435\u043c\u0438\u043d\u0430\u0440\u0493\u0430 16 \u049b\u044b\u0437\u043c\u0435\u0442\u043a\u0435\u0440\u0434\u0435\u043d \u0442\u04b1\u0440\u0430\u0442\u044b\u043d \u0434\u0435\u043b\u0435\u0433\u0430\u0446\u0438\u044f\u043d\u044b \u04b1\u0441\u044b\u043d\u0434\u044b. \u041e\u043b\u0430\u0440 \u043e\u049b\u044b\u0442\u0443\u0434\u0430\u043d \u04e9\u0442\u0456\u043f, \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0430\u043b\u044b\u049b \u0430\u043a\u0442\u0438\u0432\u0442\u0435\u0440\u0434\u0456 \u0431\u0430\u0441\u049b\u0430\u0440\u0443\u0434\u044b\u04a3 \u04e9\u0437\u0435\u043a\u0442\u0456 \u0445\u0430\u043b\u044b\u049b\u0430\u0440\u0430\u043b\u044b\u049b \u0442\u04d9\u0436\u0456\u0440\u0438\u0431\u0435\u043b\u0435\u0440\u0456\u043d \u043c\u0435\u04a3\u0433\u0435\u0440\u0433\u0435\u043d\u0456\u043d \u0440\u0430\u0441\u0442\u0430\u0439\u0442\u044b\u043d \u0441\u0435\u0440\u0442\u0438\u0444\u0438\u043a\u0430\u0442\u0442\u0430\u0440\u0493\u0430 \u0438\u0435 \u0431\u043e\u043b\u0434\u044b.<\/p><p>\u0421\u0435\u043c\u0438\u043d\u0430\u0440 \u049b\u043e\u0440\u044b\u0442\u044b\u043d\u0434\u044b\u0441\u044b \u0431\u043e\u0439\u044b\u043d\u0448\u0430 NPL \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u044f\u043b\u0430\u0440\u044b\u043d \u0436\u04af\u0440\u0433\u0456\u0437\u0443\u0433\u0435 \u0430\u0440\u043d\u0430\u043b\u0493\u0430\u043d \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u0434\u044b\u049b \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0430 \u049b\u04b1\u0440\u0443 \u0436\u04d9\u043d\u0435 \u0416\u0418 \u043a\u04e9\u043c\u0435\u0433\u0456\u043c\u0435\u043d \u0430\u043a\u0442\u0438\u0432\u0442\u0435\u0440\u0434\u0456 \u043c\u043e\u043d\u0438\u0442\u043e\u0440\u0438\u043d\u0433\u0442\u0435\u0443 \u043c\u0435\u043d \u0442\u0430\u043b\u0434\u0430\u0443 \u049b\u04b1\u0440\u0430\u043b\u0434\u0430\u0440\u044b\u043d \u0435\u043d\u0433\u0456\u0437\u0443 \u0431\u043e\u0439\u044b\u043d\u0448\u0430 \u04b1\u0441\u044b\u043d\u044b\u0441\u0442\u0430\u0440 \u04d9\u0437\u0456\u0440\u043b\u0435\u043d\u0434\u0456.<\/p><p>\u0421\u0435\u043c\u0438\u043d\u0430\u0440 \u0445\u0430\u043b\u044b\u049b\u0430\u0440\u0430\u043b\u044b\u049b \u044b\u043d\u0442\u044b\u043c\u0430\u049b\u0442\u0430\u0441\u0442\u044b\u049b\u0442\u044b\u04a3, \u043f\u0440\u043e\u0446\u0435\u0441\u0442\u0435\u0440\u0434\u0456 \u0446\u0438\u0444\u0440\u043b\u0430\u043d\u0434\u044b\u0440\u0443\u0434\u044b\u04a3 \u0436\u04d9\u043d\u0435 \u04d9\u043b\u0435\u0443\u043c\u0435\u0442\u0442\u0456\u043a \u0442\u04b1\u0440\u0430\u049b\u0442\u044b\u043b\u044b\u049b\u049b\u0430 \u0431\u0430\u0493\u0434\u0430\u0440\u043b\u0430\u043d\u0443\u0434\u044b\u04a3 \u043c\u0435\u0440\u0437\u0456\u043c\u0456 \u04e9\u0442\u043a\u0435\u043d \u0431\u0435\u0440\u0435\u0448\u0435\u043a \u043c\u04d9\u0441\u0435\u043b\u0435\u043b\u0435\u0440\u0456\u043d \u0448\u0435\u0448\u0443\u0434\u0435\u0433\u0456 \u043c\u0430\u04a3\u044b\u0437\u0434\u044b \u0440\u04e9\u043b\u0456\u043d \u0430\u0439\u049b\u044b\u043d \u043a\u04e9\u0440\u0441\u0435\u0442\u0442\u0456. \u049a\u043e\u0440 \u0431\u04b1\u043b \u0441\u0435\u043c\u0438\u043d\u0430\u0440\u0434\u0430\u043d \u0430\u043b\u044b\u043d\u0493\u0430\u043d \u0431\u0456\u043b\u0456\u043c\u0434\u0456 \u04e9\u0437 \u049b\u044b\u0437\u043c\u0435\u0442\u0456\u043d \u043e\u0434\u0430\u043d \u04d9\u0440\u0456 \u0436\u0435\u0442\u0456\u043b\u0434\u0456\u0440\u0443 \u043c\u0430\u049b\u0441\u0430\u0442\u044b\u043d\u0434\u0430 \u043f\u0430\u0439\u0434\u0430\u043b\u0430\u043d\u0430\u0442\u044b\u043d \u0431\u043e\u043b\u0430\u0434\u044b.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d9ba60 elementor-widget elementor-widget-heading\" data-id=\"0d9ba60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">\u0421\u0435\u0440\u0442\u0438\u0444\u0438\u043a\u0430\u0442\u0442\u0430\u0440<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-de75cb2 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"de75cb2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9cd9758 ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"9cd9758\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"\/files\/w-cert\/agibayev-yernur.pdf\" target=\"_blank\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-  gradient-active  hover_from_left\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-document\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    \u0410\u0433\u0438\u0431\u0430\u0435\u0432 \u0415\u0440\u043d\u0443\u0440                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c9e0a9 ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"6c9e0a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"\/files\/w-cert\/aitkhankyzy-sagynysh.pdf\" target=\"_blank\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-  gradient-active  hover_from_left\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-document\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    \u0410\u0439\u0442\u0445\u0430\u043d\u043a\u044b\u0437\u044b \u0421\u0430\u0433\u044b\u043d\u044b\u0448                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b34513 ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"6b34513\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"\/files\/w-cert\/akbarova-nisibeli.pdf\" target=\"_blank\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-  gradient-active  hover_from_left\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-document\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    \u0410\u043a\u0431\u0430\u0440\u043e\u0432\u0430 \u041d\u0438\u0441\u0438\u0431\u0435\u043b\u0438                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af64f15 ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"af64f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"\/files\/w-cert\/baigazyev-nurzhan.pdf\" target=\"_blank\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-  gradient-active  hover_from_left\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-document\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    \u0411\u0430\u0439\u0433\u0430\u0437\u0438\u0435\u0432 \u041d\u0443\u0440\u0436\u0430\u043d                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eff8ba5 ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"eff8ba5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"\/files\/w-cert\/batyrshenov-altair.pdf\" target=\"_blank\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-  gradient-active  hover_from_left\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-document\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    \u0411\u0430\u0442\u044b\u0440\u0448\u0435\u043d\u043e\u0432 \u0410\u043b\u044c\u0442\u0430\u0438\u0440                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf1931f ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"bf1931f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"\/files\/w-cert\/yerkinbekov-almas.pdf\" target=\"_blank\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-  gradient-active  hover_from_left\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-document\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    \u0415\u0440\u043a\u0438\u043d\u0431\u0435\u043a\u043e\u0432 \u0410\u043b\u043c\u0430\u0441                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02c65aa ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"02c65aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"\/files\/w-cert\/zhumageldieyv-serik.pdf\" target=\"_blank\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-  gradient-active  hover_from_left\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-document\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    \u0416\u0443\u043c\u0430\u0433\u0435\u043b\u044c\u0434\u0438\u0435\u0432 \u0421\u0435\u0440\u0438\u043a                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afeaf02 ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"afeaf02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"\/files\/w-cert\/ibragimov-dauren.pdf\" target=\"_blank\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-  gradient-active  hover_from_left\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-document\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    \u0418\u0431\u0440\u0430\u0433\u0438\u043c\u043e\u0432 \u0414\u0430\u0443\u0440\u0435\u043d                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6422919 ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"6422919\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"\/files\/w-cert\/kassenovagaliya-banu.pdf\" target=\"_blank\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-  gradient-active  hover_from_left\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-document\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    \u041a\u0430\u0441\u0435\u043d\u043e\u0432\u0430 \u0413\u0430\u043b\u0438\u044f-\u0411\u0430\u043d\u0443                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8731ec9 ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"8731ec9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"\/files\/w-cert\/kozhakhmetov-zharkynbek.pdf\" target=\"_blank\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-  gradient-active  hover_from_left\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-document\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    \u041a\u043e\u0436\u0430\u0445\u043c\u0435\u0442\u043e\u0432 \u0416\u0430\u0440\u043a\u044b\u043d\u0431\u0435\u043a                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1639ca ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"b1639ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"\/files\/w-cert\/melissov-adil.pdf\" target=\"_blank\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-  gradient-active  hover_from_left\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-document\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    \u041c\u0435\u043b\u0438\u0441\u043e\u0432 \u0410\u0434\u0438\u043b\u044c                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0537ee6 ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"0537ee6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"\/files\/w-cert\/moldarakhim-zhaniya.pdf\" target=\"_blank\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-  gradient-active  hover_from_left\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-document\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    \u041c\u043e\u043b\u0434\u0430\u0440\u0430\u0445\u0438\u043c \u0416\u0430\u043d\u0438\u044f                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a40dba2 ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"a40dba2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"\/files\/w-cert\/sapargali-temirlan.pdf\" target=\"_blank\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-  gradient-active  hover_from_left\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-document\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    \u0421\u0430\u043f\u0430\u0440\u0433\u0430\u043b\u0438 \u0422\u0435\u043c\u0438\u0440\u043b\u0430\u043d                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe9098b ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"fe9098b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"\/files\/w-cert\/toleubekova-bayan.pdf\" target=\"_blank\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-  gradient-active  hover_from_left\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-document\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    \u0422\u043e\u043b\u0435\u0443\u0431\u0435\u043a\u043e\u0432\u0430 \u0411\u0430\u044f\u043d                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcc569c ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"bcc569c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"\/files\/w-cert\/tusupova-akmaral.pdf\" target=\"_blank\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-  gradient-active  hover_from_left\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-document\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    \u0422\u0443\u0441\u0443\u043f\u043e\u0432\u0430 \u0410\u043a\u0432\u0430\u0440\u0430\u043b                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15be9aa ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"15be9aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"\/files\/w-cert\/uaidin-ardager.pdf\" target=\"_blank\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-center text- icon-top-align elementor-animation-  gradient-active  hover_from_left\">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-document\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    \u0423\u0430\u0439\u0434\u0438\u043d \u0410\u0440\u0434\u0430\u0433\u0435\u0440                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u00ab\u041f\u0440\u043e\u0431\u043b\u0435\u043c\u0430\u043b\u044b\u049b \u043a\u0440\u0435\u0434\u0438\u0442\u0442\u0435\u0440 \u049b\u043e\u0440\u044b\u00bb \u0410\u049a \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0430\u043b\u044b\u049b \u0430\u043a\u0442\u0438\u0432\u0442\u0435\u0440\u0434\u0456 \u0431\u0430\u0441\u049b\u0430\u0440\u0443\u0434\u044b\u04a3 \u0437\u0430\u043c\u0430\u043d\u0430\u0443\u0438 \u0442\u04d9\u0441\u0456\u043b\u0434\u0435\u0440\u0456\u043d\u0435 \u0430\u0440\u043d\u0430\u043b\u0493\u0430\u043d IPAF-\u0442\u044b\u04a3 9-\u0448\u044b \u0445\u0430\u043b\u044b\u049b\u0430\u0440\u0430\u043b\u044b\u049b \u0441\u0435\u043c\u0438\u043d\u0430\u0440\u044b\u043d\u0430 \u0442\u0430\u0431\u044b\u0441\u0442\u044b \u049b\u0430\u0442\u044b\u0441\u0442\u044b 2025 \u0436\u044b\u043b\u0493\u044b 13\u201314 \u043c\u0430\u043c\u044b\u0440 \u0430\u0440\u0430\u043b\u044b\u0493\u044b\u043d\u0434\u0430 \u043e\u043d\u043b\u0430\u0439\u043d-\u0444\u043e\u0440\u043c\u0430\u0442\u0442\u0430 \u04e9\u0442\u043a\u0435\u043d \u041f\u0440\u043e\u0431\u043b\u0435\u043c\u0430\u043b\u044b\u049b \u0430\u043a\u0442\u0438\u0432\u0442\u0435\u0440 \u049b\u043e\u0440\u043b\u0430\u0440\u044b\u043d\u044b\u04a3 \u0445\u0430\u043b\u044b\u049b\u0430\u0440\u0430\u043b\u044b\u049b \u049b\u0430\u0443\u044b\u043c\u0434\u0430\u0441\u0442\u044b\u0493\u044b (IPAF) \u04b1\u0439\u044b\u043c\u0434\u0430\u0441\u0442\u044b\u0440\u0493\u0430\u043d 9-\u0448\u044b \u043e\u049b\u0443 \u0441\u0435\u043c\u0438\u043d\u0430\u0440\u044b\u043d\u0430 \u00ab\u041f\u0440\u043e\u0431\u043b\u0435\u043c\u0430\u043b\u044b\u049b \u043a\u0440\u0435\u0434\u0438\u0442\u0442\u0435\u0440 \u049b\u043e\u0440\u044b\u00bb \u0410\u049a (\u041f\u041a\u049a) \u0442\u0430\u0431\u044b\u0441\u0442\u044b \u049b\u0430\u0442\u044b\u0441\u0442\u044b. \u0406\u0441-\u0448\u0430\u0440\u0430\u043d\u044b \u0410\u0437\u0438\u044f \u0414\u0430\u043c\u0443 \u0411\u0430\u043d\u043a\u0456 (\u0410\u0414\u0411) Zhejiang Zheshang Asset Management Company \u0436\u04d9\u043d\u0435 Zhejiang International Business Group \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f\u043b\u0430\u0440\u044b\u043c\u0435\u043d \u0431\u0456\u0440\u043b\u0435\u0441\u0456\u043f \u04b1\u0439\u044b\u043c\u0434\u0430\u0441\u0442\u044b\u0440\u0434\u044b. \u0421\u0435\u043c\u0438\u043d\u0430\u0440 \u0410\u0437\u0438\u044f \u0435\u043b\u0434\u0435\u0440\u0456\u043d\u0434\u0435\u0433\u0456 \u043f\u0440\u043e\u0444\u0438\u043b\u044c\u0434\u0456 \u04b1\u0439\u044b\u043c\u0434\u0430\u0440\u0434\u044b\u04a3 \u04e9\u043a\u0456\u043b\u0434\u0435\u0440\u0456\u043d \u0431\u0456\u0440\u0456\u043a\u0442\u0456\u0440\u0434\u0456. \u0421\u0435\u043c\u0438\u043d\u0430\u0440 \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0430\u043b\u044b\u049b 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\u043a\u043b\u0438\u0435\u043d\u0442\u043a\u0435 \u0431\u0430\u0493\u0434\u0430\u0440\u043b\u0430\u043d\u0493\u0430\u043d \u04e9\u043d\u0434\u0456\u0440\u0456\u043f \u0430\u043b\u0443 \u0442\u04d9\u0436\u0456\u0440\u0438\u0431\u0435\u043b\u0435\u0440\u0456 \u0431\u0430\u0441\u0442\u044b \u043d\u0430\u0437\u0430\u0440\u0434\u0430 \u0431\u043e\u043b\u0434\u044b. 2013 \u0436\u044b\u043b\u044b \u0410\u0414\u0411 \u049b\u043e\u043b\u0434\u0430\u0443\u044b\u043c\u0435\u043d \u049b\u04b1\u0440\u044b\u043b\u0493\u0430\u043d IPAF \u049b\u0430\u0443\u044b\u043c\u0434\u0430\u0441\u0442\u044b\u0493\u044b \u0410\u0437\u0438\u044f \u0435\u043b\u0434\u0435\u0440\u0456\u043d\u0434\u0435\u0433\u0456 \u0430\u043a\u0442\u0438\u0432\u0442\u0435\u0440\u0434\u0456 \u0431\u0430\u0441\u049b\u0430\u0440\u0443 \u0436\u04e9\u043d\u0456\u043d\u0434\u0435\u0433\u0456 \u043c\u0435\u043c\u043b\u0435\u043a\u0435\u0442\u0442\u0456\u043a \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f\u043b\u0430\u0440 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