JSC “Fund of Problem Loans” continues systematic work on debt recovery and the involvement of non-performing assets into the country’s economy.

Debt recovery is one of the key directions of the Fund’s activity. Each asset returned into economic circulation means new jobs and additional tax revenues. Only in 2022–2025 more than 15 billion tenge of assets were involved in economic circulation, including land plots, buildings, and production complexes. On their basis, new enterprises are already being created, tax revenues to local budgets are being ensured, and investors are being attracted.

For the period from 2017 to September 5, 2025, as a result of the measures taken, a total of 160.3 billion tenge was recovered, of which 65.9 billion tenge in monetary funds and 94.4 billion tenge in property accepted onto the Fund’s balance.

By years, the dynamics are as follows: in 2017 – 768.3 million tenge was recovered, in 2018 – 2.98 billion tenge, in 2019 – 50.5 billion tenge, in 2020 – 28.5 billion tenge, in 2021 – 44.5 billion tenge, in 2022 – 8.4 billion tenge, in 2023 – 8.1 billion tenge, in 2024 – 4.9 billion tenge.

Growth of results is especially noticeable in recent periods, when systemic managerial decisions were implemented. Thus, in the second half of 2024 more than 2 billion tenge was recovered (701.5 million tenge in money and 1.33 billion tenge in property). Already in January–September 2025 this amount exceeded 3.3 billion tenge, of which 1.42 billion tenge consisted of monetary funds and 1.91 billion tenge – property. The significant growth of monetary receipts confirms the effectiveness of the measures taken and the timeliness of the management’s decisions, which ensured positive dynamics of the current year.

The Fund also works with individuals, explaining the possibilities of applying judicial and extrajudicial bankruptcy procedures. Since 2021 more than one thousand citizens have received consultations on debt settlement, which helped reduce social tension and gave them an opportunity to start a new financial stage.

The returned funds and property do not remain idle — they generate tax revenues, create jobs, and stimulate business development locally. Thus, each asset involved in economic circulation contributes to the growth of the regional economy and to the strengthening of its sustainability.